/* ============================================================
   MoneyBharti - Debt Consolidation landing page theme
   Shared styles for the new pages. Look matches
   personal-loan-consolidation.php (the .lc-* design system).
   ============================================================ */
:root {
  --green: #28a745;
  --green-dark: #1e7e34;
  --green-light: #d4edda;
  --green-pale: #f0fff4;
  --black: #000000;
  --white: #ffffff;
  --gray-light: #f8f9fa;
  --gray: #6c757d;
  --text-dark: #1a1a1a;
  --red: #dc3545;
}

* { box-sizing: border-box; }
.lc-page { font-family: 'Poppins', sans-serif; color: var(--text-dark); }

/* ===================== HERO SECTION ===================== */
.lc-hero {
  background: linear-gradient(135deg, #000000 0%, #1a1a1a 50%, #0d3a1a 100%);
  padding: 60px 0 40px;
  position: relative;
  overflow: hidden;
}
.lc-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(40,167,69,0.15) 0%, transparent 70%);
  border-radius: 50%;
}
.lc-hero-headline {
  color: var(--white);
  font-size: 2.2rem;
  font-weight: 700;
  line-height: 1.3;
  margin-bottom: 20px;
}
.lc-hero-headline span { color: var(--green); }
.lc-hero-subtitle {
  color: rgba(255,255,255,0.75);
  font-size: 1rem;
  margin-bottom: 30px;
}

/* Trust badges */
.lc-trust-bar {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 30px;
}
.lc-trust-badge {
  background: rgba(40,167,69,0.15);
  border: 1px solid rgba(40,167,69,0.4);
  border-radius: 10px;
  padding: 10px 14px;
  display: flex;
  align-items: center;
  gap: 8px;
  flex: 1;
  min-width: 130px;
}
.lc-trust-badge .badge-icon {
  width: 36px;
  height: 36px;
  background: var(--green);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
}
.lc-trust-badge .badge-num {
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
  line-height: 1.1;
}
.lc-trust-badge .badge-label {
  color: rgba(255,255,255,0.65);
  font-size: 0.7rem;
}

/* Lead Form */
.lc-form-card {
  background: var(--white);
  border-radius: 16px;
  padding: 28px;
  box-shadow: 0 20px 60px rgba(0,0,0,0.4);
  position: relative;
}
.lc-form-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--green), #52d68a);
  border-radius: 16px 16px 0 0;
}
.lc-form-title {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 6px;
}
.lc-form-subtitle {
  font-size: 0.78rem;
  color: var(--gray);
  margin-bottom: 18px;
}
.lc-form-card .form-control {
  border: 1.5px solid #e0e0e0;
  border-radius: 8px;
  padding: 10px 14px;
  font-size: 0.85rem;
  font-family: 'Poppins', sans-serif;
  margin-bottom: 10px;
  transition: border-color 0.2s;
}
.lc-form-card .form-control:focus {
  border-color: var(--green);
  box-shadow: 0 0 0 3px rgba(40,167,69,0.1);
  outline: none;
}
.lc-form-card select.form-control {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2328a745' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
}
.lc-btn-primary {
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: var(--white);
  border: none;
  border-radius: 8px;
  padding: 12px 24px;
  font-family: 'Poppins', sans-serif;
  font-size: 0.95rem;
  font-weight: 600;
  width: 100%;
  cursor: pointer;
  transition: all 0.3s;
  letter-spacing: 0.5px;
}
.lc-btn-primary:hover {
  background: linear-gradient(135deg, var(--green-dark), #155724);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(40,167,69,0.35);
}
.lc-form-disclaimer {
  font-size: 0.68rem;
  color: var(--gray);
  margin-top: 10px;
  line-height: 1.5;
}
.lc-whatsapp-check {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 0.75rem;
  color: var(--gray);
  margin-top: 8px;
}
.lc-whatsapp-check input { accent-color: #25D366; }

/* ===================== ANCHOR NAV ===================== */
.lc-anchor-nav {
  background: var(--white);
  border-bottom: 2px solid var(--green-light);
  position: sticky;
  top: 0;
  z-index: 999;
  box-shadow: 0 2px 12px rgba(0,0,0,0.08);
}
.lc-anchor-nav .nav-list {
  display: flex;
  list-style: none;
  overflow-x: auto;
  gap: 0;
  padding: 0;
  margin: 0;
  scrollbar-width: none;
}
.lc-anchor-nav .nav-list::-webkit-scrollbar { display: none; }
.lc-anchor-nav .nav-list li a {
  display: block;
  padding: 14px 18px;
  font-size: 0.78rem;
  font-weight: 500;
  color: var(--gray);
  text-decoration: none;
  white-space: nowrap;
  border-bottom: 3px solid transparent;
  transition: all 0.2s;
}
.lc-anchor-nav .nav-list li a:hover,
.lc-anchor-nav .nav-list li a.active {
  color: var(--green);
  border-bottom-color: var(--green);
}

/* ===================== SECTION COMMONS ===================== */
.lc-section { padding: 64px 0; }
.lc-section-alt { background: var(--gray-light); }
.lc-section-green { background: var(--green-pale); }
.lc-section-dark { background: var(--black); }

.lc-section-tag {
  display: inline-block;
  background: var(--green-light);
  color: var(--green-dark);
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 1px;
  padding: 5px 14px;
  border-radius: 20px;
  margin-bottom: 12px;
}
.lc-section-title {
  font-size: 1.9rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 12px;
  line-height: 1.3;
}
.lc-section-title span { color: var(--green); }
.lc-section-desc {
  font-size: 0.92rem;
  color: var(--gray);
  max-width: 600px;
  margin: 0 auto 40px;
  line-height: 1.7;
}
.lc-divider {
  width: 48px;
  height: 4px;
  background: var(--green);
  border-radius: 2px;
  margin: 16px auto 32px;
}

/* ===================== OVERVIEW CARDS ===================== */
.lc-overview-card {
  background: var(--white);
  border-radius: 14px;
  padding: 28px 22px;
  border: 1px solid #e8f5e9;
  box-shadow: 0 4px 20px rgba(40,167,69,0.06);
  transition: all 0.3s;
  height: 100%;
  position: relative;
  overflow: hidden;
}
.lc-overview-card::after {
  content: '';
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--green), #52d68a);
  transform: scaleX(0);
  transition: transform 0.3s;
}
.lc-overview-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(40,167,69,0.14); }
.lc-overview-card:hover::after { transform: scaleX(1); }
.lc-overview-card .card-icon {
  width: 56px; height: 56px;
  background: var(--green-light);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 16px;
}
.lc-overview-card h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.lc-overview-card p {
  font-size: 0.83rem;
  color: var(--gray);
  line-height: 1.6;
}

/* ===================== FEATURES GRID ===================== */
.lc-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: var(--white);
  border-radius: 12px;
  padding: 20px;
  border: 1px solid #e8f5e9;
  box-shadow: 0 2px 12px rgba(0,0,0,0.04);
  transition: all 0.3s;
  height: 100%;
}
.lc-feature-item:hover { box-shadow: 0 8px 24px rgba(40,167,69,0.12); border-color: var(--green); }
.lc-feature-item .fi-icon {
  width: 48px; height: 48px; flex-shrink: 0;
  background: var(--green);
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
  color: var(--white);
}
.lc-feature-item h5 { font-size: 0.92rem; font-weight: 700; color: var(--text-dark); margin-bottom: 5px; }
.lc-feature-item p { font-size: 0.78rem; color: var(--gray); margin: 0; line-height: 1.5; }

/* ===================== HOW IT WORKS ===================== */
.lc-step-card {
  background: var(--white);
  border-radius: 14px;
  padding: 28px 20px 22px;
  border: 1px solid #e8f5e9;
  text-align: center;
  position: relative;
  transition: all 0.3s;
  height: 100%;
}
.lc-step-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(40,167,69,0.12); }
.lc-step-num {
  position: absolute;
  top: -16px; left: 50%;
  transform: translateX(-50%);
  width: 36px; height: 36px;
  background: var(--green);
  color: var(--white);
  font-weight: 700;
  font-size: 0.9rem;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 4px 12px rgba(40,167,69,0.35);
}
.lc-step-icon { font-size: 2.4rem; margin: 12px 0; }
.lc-step-card h5 { font-size: 0.95rem; font-weight: 700; color: var(--text-dark); margin-bottom: 8px; }
.lc-step-card p { font-size: 0.78rem; color: var(--gray); line-height: 1.5; }
.lc-step-arrow {
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; color: var(--green);
  padding-top: 20px;
}

/* ===================== ELIGIBILITY ===================== */
.lc-elig-pill {
  background: var(--white);
  border: 2px solid var(--green-light);
  border-radius: 50px;
  padding: 14px 24px;
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 16px;
  transition: all 0.3s;
}
.lc-elig-pill:hover { border-color: var(--green); box-shadow: 0 6px 20px rgba(40,167,69,0.12); }
.lc-elig-pill .ep-icon {
  width: 44px; height: 44px; flex-shrink: 0;
  background: var(--green-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.3rem;
}
.lc-elig-pill h6 { font-size: 0.9rem; font-weight: 700; color: var(--text-dark); margin: 0; }
.lc-elig-pill p { font-size: 0.78rem; color: var(--gray); margin: 0; }

.lc-consolidate-list { list-style: none; padding: 0; }
.lc-consolidate-list li {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 16px 0;
  border-bottom: 1px solid #f0f0f0;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text-dark);
}
.lc-consolidate-list li:last-child { border-bottom: none; }
.lc-consolidate-list li span.cl-icon {
  width: 36px; height: 36px;
  background: var(--green-light);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem;
  flex-shrink: 0;
}

/* ===================== CALCULATOR ===================== */
.lc-calc-card {
  background: var(--white);
  border-radius: 16px;
  padding: 32px;
  box-shadow: 0 8px 40px rgba(0,0,0,0.08);
  border: 1px solid #e8f5e9;
}
.lc-slider-label {
  display: flex; justify-content: space-between; align-items: center;
  margin-bottom: 8px;
}
.lc-slider-label span { font-size: 0.82rem; font-weight: 600; color: var(--text-dark); }
.lc-slider-label .slider-val {
  background: var(--green);
  color: var(--white);
  padding: 2px 12px;
  border-radius: 20px;
  font-size: 0.82rem;
  font-weight: 700;
}
input[type=range].lc-range {
  -webkit-appearance: none;
  width: 100%;
  height: 6px;
  background: linear-gradient(to right, var(--green) 0%, var(--green) 33%, #e0e0e0 33%);
  border-radius: 4px;
  outline: none;
  margin-bottom: 24px;
}
input[type=range].lc-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px; height: 22px;
  background: var(--green);
  border: 3px solid var(--white);
  border-radius: 50%;
  cursor: pointer;
  box-shadow: 0 2px 10px rgba(40,167,69,0.4);
}
.lc-result-box {
  background: linear-gradient(135deg, var(--black), #1a1a1a);
  border-radius: 12px;
  padding: 24px;
  color: var(--white);
}
.lc-result-row { display: flex; justify-content: space-between; align-items: center; margin-bottom: 12px; }
.lc-result-row:last-child { margin-bottom: 0; }
.lc-result-label { font-size: 0.8rem; color: rgba(255,255,255,0.65); }
.lc-result-value { font-size: 1.1rem; font-weight: 700; }
.lc-result-value.old { color: var(--red); text-decoration: line-through; font-size: 0.95rem; }
.lc-result-value.new { color: var(--green); font-size: 1.4rem; }
.lc-result-value.savings { color: #FFD700; }
.lc-result-divider { border: none; border-top: 1px solid rgba(255,255,255,0.1); margin: 12px 0; }
.lc-apply-btn {
  display: block;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: var(--white);
  text-decoration: none;
  text-align: center;
  padding: 14px;
  border-radius: 10px;
  font-weight: 700;
  font-size: 0.95rem;
  margin-top: 20px;
  transition: all 0.3s;
}
.lc-apply-btn:hover { color: var(--white); transform: translateY(-2px); box-shadow: 0 8px 24px rgba(40,167,69,0.35); text-decoration: none; }

/* ===================== COMPARISON ===================== */
.lc-compare-card {
  border-radius: 14px;
  padding: 28px;
  height: 100%;
}
.lc-compare-card.without {
  background: #fff5f5;
  border: 1.5px solid #f5c6cb;
}
.lc-compare-card.with {
  background: var(--green-pale);
  border: 2px solid var(--green);
  position: relative;
}
.lc-compare-card.with::before {
  content: '\2713 Recommended';
  position: absolute;
  top: -14px; left: 50%;
  transform: translateX(-50%);
  background: var(--green);
  color: var(--white);
  font-size: 0.72rem;
  font-weight: 700;
  padding: 4px 16px;
  border-radius: 20px;
  white-space: nowrap;
}
.lc-compare-card h4 {
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.lc-compare-card.without h4 { color: var(--red); }
.lc-compare-card.with h4 { color: var(--green-dark); }
.lc-compare-list { list-style: none; padding: 0; }
.lc-compare-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 0;
  font-size: 0.87rem;
  border-bottom: 1px solid rgba(0,0,0,0.06);
}
.lc-compare-list li:last-child { border-bottom: none; }
.lc-compare-list li .ci { font-size: 1rem; }
.lc-compare-list li span { font-weight: 500; }

/* ===================== CHARGES ===================== */
.lc-charge-card {
  background: var(--white);
  border-radius: 14px;
  padding: 28px;
  border: 1px solid #e8f5e9;
  border-top: 4px solid var(--green);
  box-shadow: 0 4px 20px rgba(0,0,0,0.05);
  height: 100%;
  transition: all 0.3s;
}
.lc-charge-card:hover { transform: translateY(-4px); box-shadow: 0 12px 32px rgba(40,167,69,0.12); }
.lc-charge-card .charge-icon {
  width: 52px; height: 52px;
  background: var(--green-light);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  margin-bottom: 14px;
}
.lc-charge-card h5 { font-size: 0.95rem; font-weight: 700; color: var(--text-dark); margin-bottom: 8px; }
.lc-charge-card p { font-size: 0.8rem; color: var(--gray); line-height: 1.6; margin: 0; }

/* ===================== CTA BANNER ===================== */
.lc-cta-banner {
  background: linear-gradient(135deg, #000000, #0d3a1a);
  padding: 56px 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.lc-cta-banner::before {
  content: '';
  position: absolute;
  top: -100px; left: 50%;
  transform: translateX(-50%);
  width: 600px; height: 300px;
  background: radial-gradient(circle, rgba(40,167,69,0.2) 0%, transparent 70%);
}
.lc-cta-banner h2 { color: var(--white); font-size: 1.8rem; font-weight: 700; margin-bottom: 12px; }
.lc-cta-banner h2 span { color: var(--green); }
.lc-cta-banner p { color: rgba(255,255,255,0.7); margin-bottom: 28px; font-size: 0.95rem; }
.lc-cta-banner .btn-cta {
  display: inline-block;
  background: linear-gradient(135deg, var(--green), var(--green-dark));
  color: var(--white);
  padding: 14px 40px;
  border-radius: 50px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  transition: all 0.3s;
  box-shadow: 0 8px 24px rgba(40,167,69,0.4);
}
.lc-cta-banner .btn-cta:hover { color: var(--white); transform: translateY(-2px); box-shadow: 0 12px 32px rgba(40,167,69,0.55); text-decoration: none; }

/* ===================== FAQ ===================== */
.lc-faq-item {
  background: var(--white);
  border-radius: 10px;
  border: 1px solid #e8f5e9;
  margin-bottom: 10px;
  overflow: hidden;
}
.lc-faq-question {
  padding: 18px 20px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-dark);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background 0.2s;
}
.lc-faq-question:hover { background: var(--green-pale); }
.lc-faq-question.open { color: var(--green); background: var(--green-pale); }
.lc-faq-question .faq-icon { font-size: 1.2rem; font-weight: 300; color: var(--green); transition: transform 0.3s; }
.lc-faq-question.open .faq-icon { transform: rotate(45deg); }
.lc-faq-answer {
  padding: 0 20px;
  max-height: 0;
  overflow: hidden;
  transition: all 0.3s ease;
  font-size: 0.83rem;
  color: var(--gray);
  line-height: 1.7;
}
.lc-faq-answer.open { max-height: 500px; padding: 16px 20px; border-top: 1px solid var(--green-light); }

/* ===================== STATS SECTION ===================== */
.lc-stats-bar {
  background: var(--green);
  padding: 32px 0;
}
.lc-stat-item { text-align: center; }
.lc-stat-item .stat-num {
  font-size: 2.2rem;
  font-weight: 900;
  color: var(--white);
  line-height: 1;
}
.lc-stat-item .stat-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.85);
  margin-top: 4px;
}

/* ===================== CHARGES TABLE ===================== */
.lc-charges-table {
  width: 100%;
  border-collapse: collapse;
  font-family: 'Poppins', sans-serif;
}
.lc-charges-table tr { border-bottom: 1px solid #f0f0f0; }
.lc-charges-table tr:nth-child(even) { background: #f0fff4; }
.lc-charges-table td { padding: 18px 24px; font-size: 0.88rem; vertical-align: middle; }
.lc-charges-table td:first-child { font-weight: 600; color: var(--text-dark); width: 48%; }
.lc-charges-table td:last-child { color: var(--gray); }

/* ===================== MOBILE RESPONSIVE ===================== */
@media (max-width: 768px) {
  .lc-hero { padding: 40px 0 30px; }
  .lc-hero-headline { font-size: 1.6rem; }
  .lc-section-title { font-size: 1.5rem; }
  .lc-trust-bar { gap: 8px; }
  .lc-trust-badge { min-width: 100px; padding: 8px 10px; }
  .lc-step-arrow { display: none; }
  .lc-cta-banner h2 { font-size: 1.4rem; }
}

/* ===================== UTILITY ===================== */
.text-green { color: var(--green); }
.bg-green { background: var(--green); }
.section-mb { margin-bottom: 40px; }