India's trusted loan consolidation partner — reduce your EMI burden by up to 50% and build a stronger credit profile.
Debt consolidation is a process where you combine all your different EMIs — personal loans and credit card bills — into one single, manageable EMI at a lower interest rate.
Bring all your loans and credit card dues under one umbrella with a single easy EMI.
No more tracking multiple due dates — manage your entire debt in one simple payment.
Lower your EMI burden and free up more disposable income every month.
Timely payments and reduced liabilities help you build a stronger credit profile.
Discover how MoneyBharti's Consolidation Loan simplifies your finances and boosts your savings.
Merge up to 10 personal loans and overspent credit card bills into a single loan.
Don't stress about remembering different dates to pay off EMIs.
Cut down on interest rates by up to 20% with our competitive loan consolidation offers.
AI-powered customized check to instantly decide your eligibility.
Cut your EMIs by up to 50% and boost your CIBIL score with consistent payments.
Repay your consolidated loan comfortably over 2 to 7 years as per your capacity.
A quick, step-by-step guide to merging all your loans into one easy EMI.
Fill in your name, mobile number, and work profile.
Add your email, company name, and date of birth.
Enter your credit score, PAN, and salary information.
Check best deals from 20+ banks and NBFCs and pick the best.
Working professional with a stable monthly income
Good credit score improves approval chances and rates
Applicant must be within the eligible age bracket
Minimum income requirement for loan consolidation
See how much you can save by consolidating your loans. Move the sliders to get your estimate instantly.
Let's see how Priya, with 4 personal loans and 3 credit cards, saves 41% on her monthly EMI with MoneyBharti.
| Sr. No | Loan Amount | Existing ROI | Existing EMI | Outstanding |
|---|---|---|---|---|
| 1 | ₹1,50,000 | 18% | ₹3,809 | ₹1,25,000 |
| 2 | ₹3,00,000 | 16% | ₹7,295 | ₹2,25,000 |
| 3 | ₹5,00,000 | 14% | ₹11,634 | ₹3,50,000 |
| 4 | ₹7,00,000 | 12% | ₹15,571 | ₹4,50,000 |
| Total | — | ₹38,309 | ₹11,50,000 | |
| Sr. No | Credit Card | ROI | Outstanding |
|---|---|---|---|
| 1 | Card 1 | 36% | ₹25,000 |
| 2 | Card 2 | 36% | ₹50,000 |
| 3 | Card 3 | 36% | ₹75,000 |
| Total | ₹1,50,000 | ||
Enjoy competitive interest rates starting at just 9.99% per annum, making your consolidated loan more affordable and easier to manage.
You can merge up to 10 personal loans, short-term loans, and overspent credit card bills into a single easy EMI.
Pay a nominal processing fee of up to only 2% of the loan amount, ensuring more of your funds work for you.
Apply for Loan Consolidation today and start saving on your EMIs from next month itself!
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